What are the warranties of title typically associated with in property transactions?

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Warranties of title in property transactions primarily relate to the assurance that the seller holds clear ownership of the property and that the property is free from liens or encumbrances that could affect the buyer's ability to take full possession of it. When a seller conveys property, they typically warrant that they have good title, meaning they own the property outright and have the legal right to sell it. Additionally, these warranties often include assurances that there are no undisclosed liens, claims, or legal obligations attached to the property that could affect the buyer's interest.

While options involving zoning, marketability, occupancy, and payment history are indeed relevant aspects of real estate transactions, they don't fall under the warranties of title in the same manner. These factors may influence the desirability or usability of a property but do not guarantee the fundamental legal rights to that property, which is the core focus of the warranties of title.

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